FinTech Software
Development Services

IT Craft delivers solutions for fintech startups, banks, and lending companies, efficiently covering evolving
needs with end-to-end software development services.

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  • PeakFactory
  • Adorama
  • Nandos
  • Fielodne
  • flexwise
  • Diamonds
  • RocketRoute

FinTech Development Services We
Offer

FinTech Software Consulting
Custom FinTech Software Development
FinTech Mobile App Development
FinTech Web Application Development
Legacy FinTech Software Modernization
MVP & PoC Development
AI-driven FinTech Development
Fintech White-Label Development
FinTech Security & Compliance Services
FinTech API & Third-Party Integration Services
FinTech Support & Maintenance Services

FinTech Software Consulting

We provide fintech software consultants on short notice to help with audit, product strategy, regulatory compliance advisory, technology stack selection, and more.

Custom FinTech Software Development

Our experts build custom solutions with scalable architecture, meeting your technology needs through end-to-end fintech software development.

FinTech Mobile App Development

Our developers design both cross-platform solutions and native iOS/Android apps, emphasizing security of fintech mobile apps and the efficiency of code deliveries.

FinTech Web Application Development

We use modern frameworks to meet our clients’ needs for secure, web-based financial platforms and PWAs that work great across many browsers and devices.

Legacy FinTech Software Modernization

Our engineers help you modernize and upgrade your legacy finance software, as well as ensure scalability through system re-engineering and cloud migration.

MVP & PoC Development

Our fintech software developers will decrease time-to-market for your idea through rapid prototyping or creating an investor-ready fintech MVP.

AI-driven FinTech Development

We develop a wide spectrum of AI-powered fintech solutions, including those for automated risk assessment, AI-driven personalization, and fraud detection.

Fintech White-Label Development

Our engineers have expertise in delivering white-label fintech solutions and customizable software platforms that are used to create branded products quickly.

FinTech Security & Compliance Services

Our fintech development team will emphasize defensive design for your fintech system and use DevSecOps to meet compliance audits and ensure secure deploys.

FinTech API & Third-Party Integration Services

Our developers have experience with complex third-party fintech service integrations, such as banking APIs, payment services, and open banking platforms.

FinTech Support & Maintenance Services

We offer fintech software specialists working on ongoing technical support, performance monitoring, and security updates as part of post-launch services.

Our Expertise in Fintech Software Development

Client-Facing Apps

IT Craft engineers build and deliver consumer apps and will meet your end users’ highest expectations for performance and flawless experiences:

  • Secure fintech mobile banking apps
  • Self-service features
  • Payment apps
  • Insurance apps
  • P2P marketplace development

Banking Software

Our firm can build and maintain a banking software ecosystem, helping expand services and ensure open banking capabilities:

  • Scalable banking software solutions
  • Core banking system
  • Digital banking platforms
  • Open banking modules
  • OTC marketplace development

Complex Processing Systems

Our company has expertise in handling fintech software development projects that address the automation needs of complex financial workflows and related risks:

  • Loan processing systems
  • Mortgage management systems
  • Claims automation engines
  • RPA automation
  • Workflow automation

Peer-to-Peer (P2P) Marketplaces

Our fintech developers will connect your app securely with financial service providers, lenders, and investors, attaining transparent and compliant operations:

  • P2P marketplace development
  • P2P lending marketplace development
  • P2P multi-asset investment marketplace development
  • OTC marketplace development
  • Payment apps

Process Automation Solutions

Our engineers will focus on accelerating operational efficiency across your fintech organization, delivering best-fit software solutions for repetitive finance tasks:

  • RPA automation
  • Workflow automation
  • AI-driven automation
  • Claims automation engines
  • Loan processing systems

Trading Software

Our developers will support fintech software for your customers’ trading needs by creating tools for real-time analytics, algorithmic strategies, and branding:

  • End-to-end trading platform development
  • White-label trading platform development
  • Multi-asset trading

Data Analytics Systems

We use big data and AI to design custom instruments for your financial organization to spot trends, assess risks, or personalize customer experiences:

  • AI-powered fintech software development solutions
  • Automated score calculation
  • Performance forecasting

BFSI Service Platforms

We can help you build and maintain a complex platform for banking, financial services, and insurance, streamlining financial management and processing:

  • Fintech development services for BFSI platforms
  • Currency exchange apps
  • Insurance management solutions
  • Investment management

Digital Wallets

Our fintech developers will design and integrate into your digital wallet app functionality for instant fund transfers, gift cards, or earning rewards:

  • Fintech app development company
  • Digital wallet solutions
  • Contactless payments integration
  • Personal finance management and analytics

Billing Software

We build billing software solutions for complex needs, while our development services support different fintech business models:

  • Custom mobile POS solutions
  • Customizable billing workflows
  • Flexible subscription management
  • Multi-currency settlement

Financial Fraud Detection Software

Our experienced fintech software development team can deliver an advanced fraud prevention system that protects your financial operations in real time:

  • advanced anomaly detection methods
  • AI/ML identification of suspicious transactions
  • Smart alerts

Payroll Software

Our fintech engineers will create a custom system for managing salaries and integrate it seamlessly with HR and accounting workflows:

  • Secure automated payroll systems
  • Advanced salary calculations
  • Tax deductions and compliance reporting

Risk and Compliance Management Software

We help financial institutions with risk and compliance management software that they use to assess risk exposure and monitor compliance with regulations:

  • Policy change tracking
  • Audit-ready report generation
  • compliance with local financial laws and standards

Wealth Management Software

Our engineers support your customers’ portfolio management by integrating intuitive wealth management functionality into your software solution for fintech:

  • Automated financial planning
  • Wealth dashboards
  • AI wealth management advisors

Investment Management Systems

We can help you with a custom fintech software solution to manage complex investment portfolios, delivering tools for asset tracking, analytics, and planning.

  • Investment management software
  • Personal investment tools
  • Advanced performance analytics

Insurtech Solutions

Our fintech software development services benefit insurance firms looking to automate policy management, claims processing, and more.

  • Low-level integration with legal case management systems
  • Custom algorithms for error detection
  • HIPAA-aligned request processing
Our Expertise in Fintech Software Development
Client-Facing Apps

IT Craft engineers build and deliver consumer apps and will meet your end users’ highest expectations for performance and flawless experiences:

  • secure fintech mobile banking apps
  • self-service features
  • payment apps
  • insurance apps
  • P2P marketplace development
Banking Software

Our firm can build and maintain a banking software ecosystem, helping expand services and ensure open banking capabilities:

  • scalable banking software solutions
  • core banking system
  • digital banking platforms
  • open banking modules
  • OTC marketplace development
Complex Processing Systems

Our company has expertise in handling fintech software development projects that address the automation needs of complex financial workflows and related risks:

  • loan processing systems
  • mortgage management systems
  • claims automation engines
  • RPA automation
  • workflow automation
Peer-to-Peer (P2P) Marketplaces

Our fintech developers will connect your app securely with financial service providers, lenders, and investors, attaining transparent and compliant operations:

  • P2P marketplace development
  • P2P lending marketplace development
  • P2P multi-asset investment marketplace development
  • OTC marketplace development
  • payment apps
Process Automation Solutions

Our engineers will focus on accelerating operational efficiency across your fintech organization, delivering best-fit software solutions for repetitive finance tasks:

  • RPA automation
  • workflow automation
  • AI-driven automation
  • claims automation engines
  • loan processing systems
Trading Software

Our developers will support fintech software for your customers’ trading needs by creating tools for real-time analytics, algorithmic strategies, and branding:

  • end-to-end trading platform development
  • white-label trading platform development
  • multi-asset trading
Data Analytics Systems

We use big data and AI to design custom instruments for your financial organization to spot trends, assess risks, or personalize customer experiences:

  • AI-powered fintech software development solutions
  • automated score calculation
  • performance forecasting
BFSI Service Platforms

We can help you build and maintain a complex platform for banking, financial services, and insurance, streamlining financial management and processing:

  • fintech development services for BFSI platforms
  • currency exchange apps
  • insurance management solutions
  • investment management
Digital Wallets

Our fintech developers will design and integrate into your digital wallet app functionality for instant fund transfers, gift cards, or earning rewards:

  • fintech app development company
  • digital wallet solutions
  • contactless payments integration
  • personal finance management and analytics
Billing Software

We build billing software solutions for complex needs, while our development services support different fintech business models:

  • custom mobile POS solutions
  • customizable billing workflows
  • flexible subscription management
  • multi-currency settlement
Financial Fraud Detection Software

Our experienced fintech software development team can deliver an advanced fraud prevention system that protects your financial operations in real time:

  • advanced anomaly detection methods
  • AI/ML identification of suspicious transactions
  • smart alerts
Payroll Software

Our fintech engineers will create a custom system for managing salaries and integrate it seamlessly with HR and accounting workflows:

  • secure automated payroll systems
  • advanced salary calculations
  • tax deductions and compliance reporting
Insurtech Solutions

Our fintech software development services benefit insurance firms looking to automate policy management, claims processing, and more.

  • low-level integration with legal case management systems
  • custom algorithms for error detection
  • HIPAA-aligned request processing
Risk and Compliance Management Software

We help financial institutions with risk and compliance management software that they use to assess risk exposure and monitor compliance with regulations:

  • policy change tracking
  • audit-ready report generation
  • compliance with local financial laws and standards
Wealth Management Software

Our engineers support your customers’ portfolio management by integrating intuitive wealth management functionality into your software solution for fintech:

  • automated financial planning
  • wealth dashboards
  • AI wealth management advisors
Investment Management Systems

We can help you with a custom fintech software solution to manage complex investment portfolios, delivering tools for asset tracking, analytics, and planning.

  • investment management software
  • personal investment tools
  • advanced performance analytics

Completed Custom Fintech Software
Projects

Adorama
case

FinTech Platform Development from Scratch for Predira

Industry:
fintech, trading

Client type:
startup

What we delivered:
highly flexible trading-platform-as-a-service solution

Challenge: Predira’s founder wanted to replicate the success of their other fintech system by building a white-label solution that would let traders create and customize a new trading platform in several clicks.

Solution: IT Craft fintech software developers delivered a new platform builder efficiently, providing all the features needed to start and manage trades within several minutes. As a white-label solution, Predira enables trading under the user's brand and supports the creation of a wide range of products.

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case

Web Platform Maintenance and Expansion for Limpid Markets

Industry:
fintech

Client type:
startup

What we delivered:
fintech solution for secure information exchange

Challenge: Limpid Markets aims to help participants of the London and Zurich OTC interbank markets (Citibank, Morgan Stanley, Deutsche Bank, and others) exchange pre-trade information, meeting high user expectations for platform performance and user experience.

Solution: IT Craft’s team quickly took over the client’s up-and-running system, helping the client maintain real-time operations and platform availability across all time zones. Feature expansion and enhancements delivered by our fintech software developers contributed to the client's business growth by 35%–40%.

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Adorama
Adorama
case

Native Mobile App Development for eBility

Industry:
fintech, time management

Client type:
startup

What we delivered:
time tracking solution for efficient management of remote teams

Challenge: eBility’s founders envisioned project expansion and required development of an iOS app and its integration with the existing software system for seamless data synchronization.

Solution: IT Craft’s programmers launched the app for iOS devices based on an already existing UI design and ensured smooth data transfer. They also helped the client improve the codebase of Android and web apps.

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IT Craft
in Numbers
10+
years of experience in fintech
5+
years of compliance expertise by our fintech experts
75%+
of IT Crafts’s engineers have advanced degrees

Why Partner with IT Craft as Your
FinTech Software Development
Company

  • Proven FinTech Expertise

    We bring 10+ years of expertise in building financial software and infrastructure to your project, knowing how to meet strict requirements for security, scaling, and compliance.

  • Industry Insights & Consulting

    Our fintech software development company offers expert consultation that includes project strategy, guidance on technology selection, and regulations compliance.

  • Agile & Scalable Development

    We can drive your healthcare organization’s capabilities in proactive care by integrating AI, machine learning, or IoT into an innovative healthcare solution.

  • End-to-End Development & Support

    We ensure high adaptability to changing requirements by applying an agile-based development approach to your project, delivering a scalable fintech solution.

  • Security & Compliance Focused

    Our experts adhere to security best practices; they will implement advanced encryption to meet your needs for end-to-end fintech data protection and GDPR compliance.

  • Latest Technologies Adoption

    Our fintech app development services will let you embed innovative technologies, such as AI, cloud, big data, or ML, building a future-proof software ecosystem.

  • Global Collaboration Advantage

    We provide you with a combination of local market understanding and global expertise, delivering high-quality solutions at cost-effective rates.
Frexwise

Our FinTech Software Development
Process

1Discovery & Compliance Assessment
2Architecture &
UX/UI Design
3Secure Fintech
Development
4QA & Penetration
Testing
1Discovery & Compliance Assessment
We assess your business needs and fintech regulations you face, gather specific project requirements, and conduct risk analysis to prepare an efficient project plan.
2Architecture & UX/UI Design
Design intuitive, role-based POS interfaces and user flows, focusing on speed, usability, and consistency across devices and touchpoints.
3Secure Fintech Development
We deliver secure and scalable software in fast-paced iterations while our skilled fintech engineers focus on maximizing the business value of the code we produce.
4QA & Penetration Testing
We perform comprehensive QA, vulnerability assessment, and fintech security testing to ensure the quality of your product and its resilience against cyber threats.
5Deployment &
Optimization
6Ongoing Support & Maintenance
5Deployment & Optimization
Next, we deploy your completed fintech solution on production servers, ensuring a smooth project transition to the operations stage without disruption for end users.
6Ongoing Support & Maintenance
Our firm provides ongoing support for your fintech system as part of end-to-end services, helping you with maintenance, security updates, and cost optimization.

Advanced Technologies We Implement

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Cloud

We can build a fintech solution from scratch that runs on cloud infrastructure or turn your legacy system into a cloud-based platform for optimized performance and scaling.

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AI/ML

IT Craft provides AI-based fintech solutions for fraud detection and risk management, assigning our most experienced fintech programmers for these tasks.

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Big Data

We work with big data technologies to help you simplify extraction and processing of multi-format data as part of our fintech software development services.

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Cybersecurity

We apply zero-trust frameworks, end-to-end encryption, and continuous threat modeling to meet your needs for a GDPR-compliant FinTech platform.

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RPA

We design and deliver software robots for security tasks, such as KYC checks, loan document validation, or reconciliation to ensure decision speed and accuracy.

Modern FinTech Technology Stack

Backend

  • Azure ARM Templates Node.js
  • Helm .NET
  • Terraform Java
  • CloudFormation Python
  • Helm PHP

Frontend

  • Jenkins React
  • AWS CodePipeline Angular
  • TeamCity Vue

Mobile

  • Jenkins Flutter
  • AWS CodePipeline Swift
  • TeamCity Kotlin
  • TeamCity React Native

Cloud

  • Jenkins AWS
  • AWS CodePipeline Azure
  • TeamCity GCP

Databases

  • Jenkins PostgreSQL
  • AWS CodePipeline MongoDB

Integrations

  • Jenkins Stripe
  • AWS CodePipeline Plaid
  • TeamCity PayPal APIs

Frequently Asked Questions

What fintech projects has IT Craft delivered?

Here are some fintech projects IT Craft delivered to its clients:

  • Predira – a white-label fintech platform that can be quickly adapted for many types of trading.
  • Limpid Markets – a custom OTC solution for streamlining precious metal swap deals.
  • Ebillity – an iOS app that expands an up-and-running time tracking system for remote teams.
What engagement models does IT Craft offer for fintech projects?

IT Craft offers tailored models to best meet business needs on each fintech project, so you can select between:

  • Dedicated team – we assemble a full team with all required roles (PM, designers, QA, fintech developers) to work exclusively on your goals.
  • Staff augmentation – our firm will provide fintech experts who will handle specialized tasks while working as part of your team.
  • Outsourcing – IT Craft will take over the entire project, ensuring end-to-end development and maintenance while you focus on business growth.
Can IT Craft provide a dedicated team of financial software developers?

Yes, IT Craft can provide a dedicated team on short notice, onboarding fintech developers, QA engineers, and business analysts who will start working on your fintech project immediately, adding expertise in building digital wallets, payment gateways, financial dashboards, and other solutions.

How does IT Craft ensure security and compliance in fintech projects?

IT Craft engineers will implement the following to ensure security and compliance on your fintech project:

  • GDPR
  • end-to-end encryption
  • threat modeling
  • regular security audits
How long does it take to develop a fintech platform?

The development timeline needed to deliver a fintech platform depends on its complexity. While an MVP typically takes 3–5 months, building full-fledged digital wallets, payment gateways, or enterprise platforms can be longer, requiring 6–12 months or more.

Can IT Craft integrate third-party services like banking APIs or payment processors?

Yes, IT Craft fintech software engineers can complete successful low-level integrations with banking APIs, payment gateways, KYC/AML services, and open banking, ensuring security and cost efficiency.

How much does fintech software development cost?

Fintech software development costs depend directly on the size and complexity, while possible ranges include:

  • $30k–$80k for an MVP
  • $80k–$200k for a fully featured solution
  • $200k–$500k+ for an enterprise-level platform
Do you offer IT maintenance and support for fintech companies?

Yes, IT Craft provides post-launch support for fintech platforms, including:

  • ongoing maintenance
  • software updates
  • security monitoring
  • system optimization
  • infrastructure cost optimization
  • and more

Our clients
say

eLaundry

Charles Sakkal, Founder

“IT Craft is honest and straightforward. They’re a good partner to work with.”

Spidel Tech Solutions

Bruce Spidel, Owner

“They’re great at communicating about technical concepts.”

Flexwise

Adam Orsi, VP of Development

“They have great project management skills and there haven't been any problems with onboarding.”

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